Tonight’s must-read mortgage and housing links…

-Bernanke’s Mortgage/Housing Bet—great summary of QE (Jody Shenn, Bloomberg)

-Housing Forecasts: Goldman, Merrill, Fannie, Wells, more (CalculatedRisk)

-A new duality of credit & zero-bound rate risk defines 2012 markets (Bill Gross, PIMCO)

-Profound & Pervasive Misconduct In Mortgage Servicing (Ritholtz on Raskin)

-Survey shows wide support for mortgage interest deduction (HousingWire)

-One Fed president explains how FOMC meetings work (Michael Derby, WSJ)