Today’s Originations linkfest: must-read mortgage & housing links, plus some fun stuff.

-3 Most Expensive Home Sales of the Year (SFChronicle Housing)

-Homebuilders look great … until you see this chart (Bespoke)

-2012 Rate Outlook, short and sweet (BankRate’s GregMcBride)

-A collection of Pragmatic Capitalism’s best 2011 writings (PragCap)

-Bank charge of the day: Biweekly mortgage payment edition (FelixSalmon)

-Biweekly mortgage payments: Ripoff or Smart (TheBasisPoint as follow up to link above)

-Area Realtor’s Pop Culture References Stop At 1988 (TheOnion)

-Photographer/blogger who’s shooting/posting pics of strangers 365 days straight (Blog Radstone)